Personal Loans & Lines of Credit

Ca$hline

A Ca$hline is our personal line of credit from ICU. This product offers you the ultimate in flexibility. Unlike traditional loans, where the full loan amount is distributed as a lump sum, a Ca$hline lets you take only what you want when you want it, up to your predetermined credit limit. Use your line of credit to pay for automotive repairs, vacations, weddings, appliance purchases or other unexpected expenses.

You can access your line of credit at any branch, through ICU OnLine, over the phone via PhoneLine ICU's 24-hour automated teller or with your check card.

Personal Loan

If you don't have or don't want to lock up collateral to secure a loan, a personal loan from ICU is just for you. Payments are flexible based on the amount you borrow and your budgetary requirements. Like the Ca$hline you can use the proceeds for any purpose.

Deposit Secured Loans

This loan is secured by funds you have on deposit at the Credit Union. You can borrow against the balance in your share account or any share certificate. The rate is set based on the amount you are currently earning in dividends, plus a spread to cover our costs. This is usually the least expensive way to borrow.

Check current rates (pdf)



	Personal Loans & Lines of Credit Ca$hline A Ca$hline is our personal line of credit from ICU. This product offers you the ultimate in flexibility. Unlike traditional loans, where the full loan amount is distributed as a lump sum, a Ca$hline lets you take only what you want when you want it, up to your predetermined credit limit. Use your line of credit to pay for automotive repairs, vacations, weddings, appliance purchases or other unexpected expenses. You can access your line of credit at any branch, through ICU OnLine, over the phone via PhoneLine ICU's 24-hour automated teller or with your check card. Personal Loan If you don't have or don't want to lock up collateral to secure a loan, a personal loan from ICU is just for you. Payments are flexible based on the amount you borrow and your budgetary requirements. Like the Ca$hline you can use the proceeds for any purpose. Deposit Secured Loans This loan is secured by funds you have on deposit at the Credit Union. You can borrow against the balance in your share account or any share certificate. The rate is set based on the amount you are currently earning in dividends, plus a spread to cover our costs. This is usually the least expensive way to borrow. Check current rates (pdf)