Checking Accounts

ICU Offers a variety of checking accounts to fit all of our members needs. Below is an outline of each account and the benefits they provide to you.

CareFree Checking

ICU's CareFree checking is the way to go if you're looking for an account with no minimum balance requirement and no monthly service charge. You'll also receive unlimited check writing privileges at no additional charge. View our Checking Account rates.

CareFree Benefits:

  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Free ICU Check Card
  • Access to ICU Online Banking and Bill Payer
  • Access to PhoneLine, our 24-hour automated teller
  • Access to our large nationwide network of no-fee ATM's
  • Overdraft Protection available via transfers from your ICU savings account




Regular Checking

ICU's Regular Checking account offers the ability to earn dividends for each day your balance exceeds $1000. These dividends are paid monthly into the account. In addition, there is no service charge as long as you maintain a balance of at least $500. View our Checking Account rates.

Regular Checking Benefits:

  • No minimum balance
  • Unlimited check writing
  • Dividend-bearing account
  • Free ICU Check Card
  • Access to ICU Online Banking and Bill Payer
  • Access to PhoneLine, our 24-hour automated teller
  • Access to our large nationwide network of no-fee ATM's
  • Overdraft Protection available via transfers from your ICU savings account




Golden Checking

Golden Checking is the best of both checking accounts for those members who are 55 and older. You will earn the dividends of a regular interest bearing checking account but there is no minimum monthly balance service fee. As an added bonus, you will also receive your ICU Image Checks at no charge. View our Checking Account rates.

Golden Checking Benefits:

  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Dividend-bearing account
  • Free ICU Check Card
  • Access to ICU Online Banking and Bill Payer
  • Access to PhoneLine, our 24-hour automated teller
  • Access to our large nationwide network of no-fee ATM's
  • Overdraft Protection available via transfers from your ICU savings account


This credit union is federally insured by the National Credit Union Administration.

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT


To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.


WHAT THIS MEANS FOR YOU: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will require government issued picture identification, and will retain a copy for identification purposes.

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